Navy Bean Vegetable Soup

Ingredients

• 4 medium carrots, thinly sliced
• 2 celery ribs, chopped
• 1 medium onion, chopped
• 2 cups cubed fully cooked ham
• 1-1/2 cups dried navy beans
• 1 envelope vegetable recipe mix (Knorr)
• 1 envelope onion soup mix
• 1 bay leaf
• 1/2 teaspoon pepper
• 8 cups water