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Pay Dirt Cake

With layers of crushed chocolate sandwich cookies and creamy filling, this is definitely a rich dessert. You can decorate the top with a few wrapped chocolate coins. —Betty Jean Jordan, Monticello, Georgia
  • Total Time
    Prep/Total Time: 15 min.
  • Makes
    10 servings


  • 28 Oreo cookies
  • 1 package (8 ounces) cream cheese, softened
  • 1/4 cup butter, softened
  • 1 cup confectioners' sugar
  • 3-1/3 cups cold whole milk
  • 2 packages (3.4 ounces each) instant French vanilla pudding mix
  • 1 carton (8 ounces) frozen whipped topping, thawed


  • In a food processor or blender, process the cookies until finely crushed. Set aside 2 tablespoons of crumbs for topping.
  • In a large bowl, beat cream cheese, butter and sugar. In a bowl, whisk the milk and pudding mix for 2 minutes. Add to cream cheese mixture; mix well. Fold in whipped topping.
  • Place half of the cookie crumbs in 2-1/2-qt. container or bowl; top with half of the pudding mixture. Repeat layers. Sprinkle with reserved crumbs. Refrigerate until serving.
Nutrition Facts
1 each: 463 calories, 25g fat (15g saturated fat), 48mg cholesterol, 494mg sodium, 52g carbohydrate (37g sugars, 1g fiber), 6g protein.

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Average Rating:
  • Ann
    Jan 11, 2020

    Boy does this recipe bring back memories! My boys were kids in the 80's and their grandma made this for their birthdays. She actually bought a brand new flower pot and lined it with foil, and served it in there complete with an artificial flower, gummy worms, and served with a brand new garden spade!

  • Kathy
    Jan 8, 2020

    I've made this for years. I actually divide it in more layers and use the Oreo cookie crumbs as my last layer. And for a fun touch you can put gummy worms where they look like they are coming out of the dirt.

  • Catering
    Aug 28, 2015

    I've made this recipe three times in two weeks for a variety of people and everyone just loved it. It's so simple to make. A helpful note: half of the cookie crumbs is 1-1/3 cups each time; half of the pudding mix is 4 cups each time. After all, who doesn't like Oreo cookies? Delicious!

  • ruthmaloblocki1
    Jul 30, 2015

    Always a hit! I don't tell that it's so simplistic to make, a one bowlDessert.