Pay Dirt Cake

Total Time

Prep/Total Time: 15 min.


10 servings

Updated: Jun. 30, 2023
With layers of crushed chocolate sandwich cookies and creamy filling, this is definitely a rich dessert. You can decorate the top with a few wrapped chocolate coins. —Betty Jean Jordan, Monticello, Georgia


  • 28 Oreo cookies
  • 1 package (8 ounces) cream cheese, softened
  • 1/4 cup butter, softened
  • 1 cup confectioners' sugar
  • 3-1/3 cups cold whole milk
  • 2 packages (3.4 ounces each) instant French vanilla pudding mix
  • 1 carton (8 ounces) frozen whipped topping, thawed


  1. In a food processor or blender, process the cookies until finely crushed. Set aside 2 tablespoons of crumbs for topping.
  2. In a large bowl, beat cream cheese, butter and sugar. In a bowl, whisk the milk and pudding mix for 2 minutes. Add to cream cheese mixture; mix well. Fold in whipped topping.
  3. Place half of the cookie crumbs in 2-1/2-qt. container or bowl; top with half of the pudding mixture. Repeat layers. Sprinkle with reserved crumbs. Refrigerate until serving.

Pay Dirt Cake Tips

How else can you serve dirt cake?

You can serve dirt cake in so many fun ways! It's beautiful in a glass trifle bowl, but if you really want to play up the dirt theme, consider serving in a clean, enamel-coated flower pot—so fun! Or split this recipe between 10 mini flower pots for individual-size servings.

What else can you add to dirt cake?

The best part about this recipe is the countless things you can add to dirt cake to make it even more special. A classic is by popping in a few gummy worms as if they're poking out from the dirt. Or you could pipe on a few blips of orange frosting topped with green licorice to resemble carrots, like in our carrot garden ice cream dessert. Or if you're making this around Halloween, place a few pumpkin candies on top to resemble a pumpkin patch. Who doesn't love fun food like this?!

Can you substitute different cookies or pudding flavors?

You can absolutely substitute different cookies or pudding flavors in this recipe. Try using Golden Oreos and lemon pudding for a light and lemony twist. Or try a homemade coffee pudding and chocolate Oreos for a mocha-flavored treat. Pistachio pudding would be delicious here, as well. There are almost endless dirt cake flavor combinations you could try! Research contributed by Rachel Seis, Taste of Home Senior Editor

Nutrition Facts

1 each: 463 calories, 25g fat (15g saturated fat), 48mg cholesterol, 494mg sodium, 52g carbohydrate (37g sugars, 1g fiber), 6g protein.