Combine flour, sugar and salt in a bowl; cut in butter until mixture is in pea-size chunks. Press firmly into a 13-in. x 9-in. baking pan. Sprinkle chocolate chips evenly over crust. Drizzle milk over chips. For topping, combine flour, sugar and almonds in a bowl; cut in butter as for pie crust. Sprinkle over top. Bake at 350° for 35-40 minutes or until golden.