Michelle L. Black

Michelle Black is a credit expert with over 16 years of experience in the industry and a freelance writer. She specializes in credit reporting, credit scoring, financing (mortgages, credit cards, loans), debt eradication, budgeting, saving, and identity theft. Michelle is also the founder of CreditWriter.com and HerCreditMatters.com—a blog aimed at helping women support each other as they take charge of credit, money, family, and parenting issues in a safe, judgment-free space. She holds a Bachelor's of Arts in Spanish and French from Winthrop University. When she isn't writing about credit and money, Michelle enjoys traveling with her family and taking Tae Kwon Do classes with her two young children. She and her son currently hold first-degree black belts and her daughter is scheduled to join them, earning her black belt as well within the year.
woman standing in her kitchen Checking her Grocery Budget; bag of groceries next to her on the counter

3 Things Experts Want You to Know About Grocery Shopping on a Budget

Grocery shopping on a budget can be a challenge, but one with a huge payoff. Here are some easy tips to get you started—and keep you going!